If you are like I am and are tired of seeing the commercials for a free credit report only to find out that you need to give your credit card information and if you don’t remember to cancel the subscription you get charged, then Credit Sesame is for you. As a true skeptic, I checked this out first to make sure this is not a scam, and to my surprise, it isn’t. Credit Sesame is a very cool and powerful financial tool that gives you a monthly FREE credit report, analyzes your debt, and offers articles about finance management. It is simple to sign up for free: You will need to enter your address, social security number (so the credit report can be accessed), and then answer three security questions to confirm you are indeed you. This is a freebie you can’t afford to miss!